The writer lives in an urban area and similar to other residents, has a small piece of grass. Years ago when I moved in the grass was not growing. The soil had no worms, no topsoil and need mulching material. Over the years, all of that has been added and the little patch grows grass, even during the past summer with little rain, the little patch of grass existed.

Linking to dividend producing stocks, sometimes you have to have patience. Each time you do research, you learn. That is why this column says to keep it relatively simple and have defined limits on what you can and do invest in. Every month and sometimes everyday a new product comes on to the marketplace. There tends to be a very distinct need for the products, if you go outside the very distinctive need, the returns tend to be very similar to other products. To stay simple, start with stocks that pay a dividend. If possible reinvest the dividends and you will have reoccurring funds and higher stock prices.

There are more questions than answers, till the next time – to raising questions.