We all collect something, and at this time of the year, you may receive more of what you collect. If you are a sports fan and have a favourite team, among the gifts under your tree will likely be something with your favourite team logo. At this type of year, liquor gifts are common and so are stories about the value of some scotches, cognacs, wines and other spirits. As they get older and rarer the value goes up. However whatever you collect, hopefully the enoyment of the collectible should be the first reason for collecting. For if the value sometimes goes up. sometimes the value goes down.

Linking to dividend paying stocks – one of the good things about dividend paying stocks is every year a dividend is paid. The stocks will go up and down, but the overall return is often better than the indexes. The dividend gives you a constant cash flow to allow you to buy more stock or other things you collect.

There are more questions than answers, till the next time – to raising questions