Many financial newspapers occasionally ask the people in the industry – what should you do if …. In an article by Terry Cain, she asked you have inherited $10,000 what should you do? Ideally, debt payment is near the top, but if you have a handle on debt and were to invest what could you do?

One suggestion was to examine your portfolio, it likely is biases toward where you live and try to diversify it. Either nationally or internationally.

Another suggestion is use the power of the kinetic chain which means to take advantage of the tax system which offers opportunities. If you work for a company which offers the ability to buy shares and you can add more, use the matching. You have doubled your investment. Then take some to tax savings accounts and you may receive a larger refund. You have taken advantage of the system with limited risk to yourself and end up with a bigger piece of the pie.

A great suggestion was to buy stocks with a history of dividend growth.

Another suggestion is typically a few companies lead the market indexes and you can use the money to accumulate a position in one of the companies that is on the list on nice to have.

Linking to dividend paying stocks, over the long-term, these stocks will tend to go up because the companies are profitable and can pay a dividend. It is always good to think about what if, but concentrate on the what you have.

There are more questions than answers, till the next time – to raising questions.