If you are a gardener or like to grow plants, one of the biggest reasons for your success will be the soil. Many urban homes lots do not come with wonderful lawns because the dirt is not rich in earthworms. To make it rich in earthworms, composting on a regular basis is the method to go. Building up the soil using your kitchen and yard wastes is an easy thing to do, as well as making gardening that much easier. The book Rodale Book of Composting edited by Deborah Martin and Grace Gershuny, Rodale Press, Emmaus Pennsylvania, 1992 offers suggestions on how you be a better composter. It is interesting, if you walk though a forest in the fall, notice leaves will be on the ground or the forest has a natural composting process. However in many households, they rake the leaves and send them off the property because it looks better. Next the household has to spend money to improve the soil, when in reality the solution was on the ground – use the leaves as compost for the gardens and lawn. Over the years, people have studied what makes plants grow? It turns out composting besides providing nutrients, help stop erosion and makes the land better. Why would you not do it?

Linking to dividend paying stocks, a simple thing which one can see in nature should be duplicated in real life. Studies have shown much of the growth of the total return on investments come with dividends as well as capital gains. In makes sense to make your money work on the same principle. Invest for dividends for it means investing in profitable companies and at the same time profitable companies command higher multiples on the stock market which increases your capital gain.

There are more questions than answers, till the next time – to raising questions