Living in the Northeast part of North America where one season begins and people are looking at the next season at this time of the year there is a great mix of outer wear. The temperature begins to fall and the weather is a little cooler, but we are still in fall. The leaves have not fallen yet and no frost has been seen, but when you people watch to see what people are wearing . The results indicate a variety of styles – some people dress as it is still summer wearing shorts, some dress for the fall or a few extra layers, and others dress in winter coats as if winter is here already. Dressing is an individual decision but who is right of the three examples? Some days the sun comes out and shorts for a few hours during the afternoon seem fitting. If you dress in layers, the layers can come off during the sunny afternoons and back on during the evenings. If you dress in winter coats, and the mornings and evenings are cool, but you are warm is that not right?

Linking to dividend paying stocks, similar to the very different styles of clothing people wear there may not be one correct answer. In general, a layer look works well for the fall weather, however you do see the risk takers – too hot or too cold. Similar to the styles of clothing people wear there are a wide variety of investment styles all work at some point in time but for the long term consistency – layering works – either add or take off a layer and you will be enjoying the weather. In this example layering is the dividend stocks which layers a dividend payment and long term capital growth.

There are more questions than answers, till the next time – to raising questions.