On the weekend, the writer was at an event which many people took pictures either on their cell phones or digital cameras. Those with cell phones (similar to me)  tended to take pictures more on the go or an instant response. The ability to do that is wonderful and many phones have built in camera features that allow for that type of response. The other folks with digital cameras tend to go slower, they try to frame the picture first, taking their time and then took the picture. The digital photographer likely has taken hundreds of pictures and is looking for a great shot. Each person with the ability to shoot a picture and both are likely satisfied with the result which is why both methods are valid.

Linking to dividend producing stocks, the cell phone cameras in this example is buying an index. It is a good strategy, whatever company manages the index, changes the index at least twice a year, with the non performers being changed for the better performers and in the long run the index will and has shown it does go up. The digital camera in this example, are people who have learned that after research of ensuring what you do not want, dividend companies will over time give you a total return that is higher than the index. The total return is the companies making a profit, paying a dividend to you together with the share price increases that come with continually making money.Their are many valid methods, dividends work

There are more questions than answers, till the next time – to raising questions