During the Christmas break, the writer was reading a obituary from a small town newspaper. The story was the person over the course of their life was born in the small town (one of those towns with 10 houses at the crossroads), moved to a bigger town and then a city and back to the small town. From the story you would have thought the small town was their centre of the universe, and likely was.

Linking to dividend paying stocks, wherever we are from we are biased. We are bias towards local, regional and national companies. As long as we understand that, it can be good. If the companies you are considering or having invested in are more local, you can keep at eye on them in different methods. It also means, your area although special to you, wherever there are people, there is an opportunity. In the new year, preserving your capital and having an income flow such as a dividend is a continuing good thing to have as the centre of your financial universe.