All over the world, for generations people have left the rural areas to live in cities. Cities offer some of the most exciting challenges with limited physical activity and a chance to have a greater opportunity. The writer is included in this grouping, when people come to the cities, they are looking for methods to gain greater income than existed in the country. Everyone around the world would love to win a lottery, but that rarely happens, although winning sometimes does happen. For the vast majority, the rules of living slightly below your income in order to have savings, investing the savings in dividend income stocks and having that reinvest for a number of years is a tried and true method of success. It can be done in the rural area or the city, but time and patience and investing in dividend paying stocks has worked

A recent example is for a Canadian example, of investments in the largest 5 banks. Similar to most countries around the world, the biggest banks of the country tend to have near monopoly status, but compete against each other, as a result it would be exceeding rare for them not to make money. (the rare instances is the 2008 lost of money on real estate securitization around the world).

This chart from John Heinzl writing in the  Globe Investor jheinzl@globeandmail.com shows with minimum risk, you would have received good returns.

There are more questions than answers, till next time – to raising questions.