Recently the writer read the book Outperform – Inside the Investment Strategy of Billion Dollar Endowments by John Baschab and Jon Piot, John Wiley & Sons Inc, 2010. The book examines what lessons can be learnt from the people who manage the funds at the larger educational institutions.

Educational institutions by their nature will have professionals both internally and externally evaluating their portfolios. If you are not doing investments as part of your daily work, then remember the rules of keeping it simple. Simple in terms of fees, in terms of what you think you own and what you do own, simple in terms of the strategies you use, simple in terms of your time frames and simple in knowing why you own what you do. Some of these simple rules are hard to do when good sales people call you. However since you control the money, take your time to keep it simple. By investing in dividend stocks, you have shown you do have patience. if you do nothing when you own good dividend paying stocks that have raised their dividends on an annual basis, you have done good. Remember you are an individuals and individuals have the opportunity of flexibility.

There are more questions than answers, till the next time – to raising questions