Visiting the local library a young adult book with an interesting idea was read. The area the book was written about 100 years ago some small gold and silver mines were discovered about hour’s drive of the area. At some point the natives in the area – who had a wide trading range used silver in their trading. At some point a map was made and the suspense begins. The average person would love to win a lottery or have access to a rich mine to be able to afford extras in their lives. The book called Finding Silver written by Wilma E Alexander self published in 2009 is about silver – a young girl named Silver and the possible silver mine the adults would like to have. In the book, the map of the silver mine is sewn onto a family quilt – for those who know how to look, quilts have many messages. The book is about learning to understand what is really important in your life and family.

Linking to dividend paying stocks, many people search for the silver or gold mine for their riches when in reality the biggest investment to be made is the use of compound interest. The only problem is compound interest takes a few years to really make a difference in your financial statements. If you can have compound interest working for you such as investing in companies with growing dividends plus capital gains your portfolio will rise over time with you doing only minor work. The difficulty is the first path – looking for a gold mine and quick riches or a gold mine which gives over the long term.

There are more questions than answers, till the next time – to raising questions.